- structural issues
- empty nest
- death of a loved one
- loss of job
- relocating jobs
Typically, the loan process can take up to 2 weeks, but it all depends on how quickly you can get your paperwork to us.
There are five simple steps to getting your loan:
Step 1: Have your approved purchase and sale agreement ready and fill out our application
Step 2: We will order an appraisal and gather necessary documents including contractor bid from you
Step 3: We will use your After Repair Value and any other documents to finalize your loan numbers
Step 4: The underwriter will access risks and approve your deal
Step 5: Funding for your deal
Our typical timeline looks like this:
Appraisal: 5-7 days
Underwriting: 3 days
Funding: 1-2 days
We have a 2 step process to selling your home
You can call, email, or fill out an application online.
Once we receive your information one of our home specialists will answer any questions you have and schedule a home visit when it is convenient for you.
Walk through of your home
One of our home buying specialists will do a walk through and quick inspection of your home. No need to worry about repairs. Once they are finished, they will answer anymore questions you have and make an offer. If you like the offer they will have you sign a sales agreement and schedule a closing date that works with your schedule.
You cannot be an individual borrower, you MUST have a business name with an EIN number recognized by the IRS.
You must have a proven track record of paying your bills on time.